:root {
  --navy: #0f2744;
  --blue: #2563eb;
  --blue-soft: #eff6ff;
  --text: #1f2937;
  --muted: #64748b;
  --border: #e2e8f0;
  --bg: #f8fafc;
  --white: #ffffff;
  --danger: #b91c1c;
}

* { box-sizing: border-box; }

html { scroll-behavior: smooth; }

body {
  margin: 0;
  font-family: Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont,
    "Segoe UI", sans-serif;
  color: var(--text);
  background: var(--bg);
  line-height: 1.65;
}

a { color: var(--blue); }

.site-header {
  background: var(--white);
  border-bottom: 1px solid var(--border);
  position: sticky;
  top: 0;
  z-index: 20;
}

.nav {
  width: min(1120px, calc(100% - 32px));
  margin: 0 auto;
  min-height: 68px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
}

.brand {
  color: var(--navy);
  font-weight: 800;
  text-decoration: none;
  letter-spacing: -0.02em;
}

.nav-links {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  gap: 18px;
}

.nav-links a {
  color: #475569;
  text-decoration: none;
  font-size: 14px;
  font-weight: 600;
}

.nav-links a:hover { color: var(--blue); }

.hero {
  width: min(1120px, calc(100% - 32px));
  margin: 0 auto;
  padding: 86px 0 62px;
}

.eyebrow {
  display: inline-block;
  padding: 7px 11px;
  border-radius: 999px;
  background: var(--blue-soft);
  color: var(--blue);
  font-size: 12px;
  font-weight: 800;
  letter-spacing: .06em;
  text-transform: uppercase;
}

h1 {
  margin: 18px 0 16px;
  color: var(--navy);
  font-size: clamp(36px, 6vw, 62px);
  line-height: 1.05;
  letter-spacing: -0.04em;
}

.hero p {
  max-width: 760px;
  font-size: 18px;
  color: var(--muted);
  margin: 0;
}

.cards {
  width: min(1120px, calc(100% - 32px));
  margin: 0 auto 80px;
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 18px;
}

.card {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: 18px;
  padding: 26px;
  box-shadow: 0 10px 30px rgba(15, 39, 68, 0.05);
}

.card h2 {
  margin: 0 0 10px;
  color: var(--navy);
  font-size: 20px;
}

.card p {
  color: var(--muted);
  margin: 0 0 18px;
}

.button {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 44px;
  padding: 0 16px;
  border-radius: 10px;
  background: var(--blue);
  color: white;
  text-decoration: none;
  font-weight: 750;
  border: 0;
}

.button.secondary {
  background: var(--white);
  color: var(--blue);
  border: 1px solid #bfdbfe;
}

.button.danger {
  background: var(--danger);
}

.legal-shell {
  width: min(920px, calc(100% - 32px));
  margin: 42px auto 80px;
}

.legal-head {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: 18px;
  padding: 30px;
  margin-bottom: 18px;
}

.legal-head h1 {
  font-size: clamp(30px, 5vw, 46px);
  margin: 0 0 12px;
}

.meta {
  color: var(--muted);
  font-size: 14px;
}

.legal-card {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: 18px;
  padding: 30px;
  box-shadow: 0 10px 30px rgba(15, 39, 68, 0.04);
}

.legal-card section + section {
  border-top: 1px solid var(--border);
  margin-top: 28px;
  padding-top: 28px;
}

.legal-card h2 {
  color: var(--navy);
  font-size: 20px;
  line-height: 1.3;
  margin: 0 0 10px;
}

.legal-card p { margin: 0 0 12px; }
.legal-card ul { margin: 8px 0 14px 20px; padding: 0; }

.notice {
  padding: 16px 18px;
  border-radius: 12px;
  background: var(--blue-soft);
  border: 1px solid #bfdbfe;
  margin: 18px 0;
}

.warning {
  padding: 16px 18px;
  border-radius: 12px;
  background: #fff7ed;
  border: 1px solid #fed7aa;
  margin: 18px 0;
}

.site-footer {
  border-top: 1px solid var(--border);
  background: var(--white);
}

.footer-inner {
  width: min(1120px, calc(100% - 32px));
  margin: 0 auto;
  padding: 28px 0;
  color: var(--muted);
  font-size: 13px;
  display: flex;
  justify-content: space-between;
  gap: 18px;
  flex-wrap: wrap;
}

@media (max-width: 820px) {
  .nav {
    align-items: flex-start;
    flex-direction: column;
    padding: 16px 0;
  }
  .nav-links { gap: 12px 16px; }
  .cards { grid-template-columns: 1fr; }
  .hero { padding-top: 58px; }
  .legal-head, .legal-card { padding: 22px; }
}